How it Works
Launch Personal Loans are designed to get you the short term money you need quickly and conveniently. Best of all, our five-minute online application allows you to apply from the comfort of your own home, 24 hours a day, seven days a week so you can get the money you need, when you need it most. Here’s how our fast personal loan process works:
- Apply online in five minutes. No extra paperwork and nothing to fax.*
- Receive a fast decision. If approved, your funds will be deposited directly into your checking account as quickly as the next business day.*
- Repay your loan gradually over time or repay your loan in full early without penalty or additional fees.
Loan Requirements
At Launch Personal Loans, we think that hardworking Americans should have access to fast and convenient short term loan options. While we make our services accessible to millions of customers, you must meet the following requirements to qualify for a Launch Personal Loan:
- Have an active checking account
- Have been employed for at least one month
- Be a U.S. citizen or permanent resident
- Be at least 18 years of age
*Funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. - Thu. or by 7pm CST Sun.
**Due to state and verification requirements, not all customers may be eligible for instant approval.
***Some customers may be required to submit additional documentation due to state law and qualification criteria.
‡Maximum funded amount depends on qualification criteria and state law.
Customer Notice: Personal Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.